Regulated bank for the blockchain era
Smart contract blockchain
Bankera is an operational fork of SpectroCoin. As SpectroCoin to be competitive has developed bank-like infrastructure, but was not intended to become a proper bank, it is releasing Bankera to leverage its regulatory and IT infrastructure to develop a bank for the blockchain era. Bankera as a proper bank will offer payments, investments, and loan and deposit solutions. Later on, it is planing to develop new types of money, such as inflation linked baskets.
Bankera acknowledge that with the adaptation of cryptocurrencies and blockchain technology banks will have to change one day. Bankera will act as a usual bank offering services like accounts, bank transfers, loans and investment funds, all happening both with fiat and cryptocurrencies. One will be able to spend their cryptocurrencies using plastic card in mainstream stores. Bankera's exchange, to be launched in the second quarter of 2018, will offer a trading solution on the next-generation level for cryptocurrencies and tokens. The exchange will support Bitcoin, Ethereum, DASH, NEM, and other cryptocurrencies, as well as ERC20 and NEM Mosaic tokens. The exchange will offer high liquidity, a transparent order book, and low fees. The overall design and media presence seems pretty confident. They will most likely finish the ICO successfully and gather a significant amount of users, therefore the token has a high chance of prospering well on the exchanges. However, there appear to be some doubts, when it comes to the CEO of the project, as he may have participated in weak projects and possible scam attempts. Another issue people have is that the whitepapers lack any technical information and it may indicate that the developers don't have necessary skills or ideas to use the blockchain technology in the banking field.
User ReviewWrite review 2 reviews
I love that they have an MVP (Spectrocoin) that's making them money already; plust it's nice they seem to have found an alternative for the WaveCrest cards already: https://medium.com/@coinvigilance/bankera-spectrocoin-ico-review-ambitious-promising-e2966dbf9817
This project is an mpressive revenue sharing scheme at the intersection of cryptocurrency, fintech and traditional banking business. The yeam has all the skill to succeed.
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